Hi there, I'm Diane and I am owned by four Spanish Water Dogs.

Lastar, my eldest at 11, Lana who will be 9 next month, her daughter Carmen who will be 4 this month and her daughter Calida who is a mental pup of 15 months.

[Lara's mom]

Welcome! I don't mean to pry. It's just that I can't imagine being able to care for four dogs! Both of mine are insured and it has been a Godsend. Just covering their insurance costs me almost $100 per month. That doesn't take into account food, toys, treats, etc. Without insurance, I'd be thousands of dollars in the hole, especially now that my "senior" dog Bailey is beginning to have health issues. Thankfully, the baby of the family (Lara) - shorty jack russell, is as healthy as a horse.

I'd be very interested to know how those people in the forum who don't have pet insurance deal with the high cost of quality veterinary care. I get 80% back for everything with the exception of what is considered regular maintenance - annual check-up, vaccines, etc.

[wishbone]

I'm not familiar with SWD and wow according to google images they are so cute and too huggable dogs. Would love to see and hear more about your curly dogs, hope you could share more about them. Enjoy the forum!